OUR SCHEMES

Savings Account

Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by SAHAJ SHIVA NIDHI LTD members to save money and collect their savings.

Product NameMinimum BalanceROI(%)Penalty(Rs)
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Fixed Deposit

A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by SAHAJ SHIVA NIDHI LTD with the benefits of higher rate of interest than a Normal Saving Account.

SNo.Plan TypeMinimum DepositROI(%)Maturity Amount(Rs)
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Recurring Deposit

Recurring Deposit is a special kind of Term Deposit offered by SAHAJ SHIVA NIDHI LTD which help members with regular incomes to deposit a fixed amount in every month into their Recurring Deposit account and earn interest at the rate applicable.

SNo.Plan TypeMinimum InstalmentROI(%)Maturity Amount(Rs)
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Pigmy Deposit

Daily Deposit Scheme is a monetary deposit scheme introduced by SAHAJ SHIVA NIDHI LTD to help daily wage earners, small traders, to inculcate saving habits and also as a way of funding their bigger capital requirements.

SNo.Plan TypeMinimum InstalmentROI(%)Maturity Amount(Rs)
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Monthly Interest Scheme

Monthly interest scheme is introduced by SAHAJ SHIVA NIDHI LTD which is a period of time to a certain extent, at competitive rates of interest and with different features to suit the investment needs of individual member.

SNo.Plan TypeMinimum InstalmentROI(%)Maturity Amount(Rs)
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